As an independent Mortgage Broker, my business is primarily based online. I work directly with my clients offering fast, personalized service. No waiting in line or having to book an appointment with your banker. With over a decade of experience in the Financial Industry, I have helped hundreds of people across Canada gain access to the most competitive mortgage rates and options available.

In this competitive market as a Real Estate Investor, I think it’s important to foster strong relationships with knowledgeable experienced advisors. I have built the foundations of my business on long term relationships with both my clients and business partners alike. Because my clients are important to me, I am committed to providing a “one of kind” experience.

I work with the Top Banks, Broker Exclusive lenders, Credit Unions, Finance and Trust Companies. Over the years I have built up a large portfolio of Private Investors and non-bank lenders for those who have credit challenges.

If you are in the market for a mortgage it would be a pleasure to provide you with all of your options in 10 minutes or less over the phone or by email.

Like my clients, I have roots that go deep into the community. I founded an animal support group (I have four rescue cats and a dog that I love dearly) and have been committee chair for the Humane Society. I have been a committee chair for a community multicultural organization, board member of a women’s shelter and most recently joined “100 Brokers who care”..




Thursday, September 07, 2006

Mortgage rates going downward

TORONTO — Most of the country’s big banks are cutting long-term mortgage rates by up to a tenth of a point, thanks to the lower cost of borrowing in the bond market.
Royal Bank of Canada, the biggest bank, announced Tuesday it is reducing the posted rate on three-year to 10-year loans by a tenth of a point. The reductions are effective Wednesday.
The rate on a three-year closed term loan falls to 6.5 per cent, to 6.75 per cent on a five-year loan and to 7.25 per cent on a seven-year loan.
The Bank of Montreal also made changes to its residential mortgage rates, lowering the three-year to 18-year rates a tenth of a point.
Effective Wednesday, the two-year rate falls by a fifth of a point, down to 6.40 per cent.

TD Canada Trust brought its three-year to six-year closed mortgage rates down by a tenth of a point — to 6.55 per cent and 6.85 per cent — while National Bank of Canada reduced its three-year to 10-year rates by 0.10 per cent.

Desjardins Group also reduced its three-year to 10-year rate by a tenth of a point for branches in Quebec and Ontario, bringing its three-year rate to 6.50 per cent, its seven-year rate to 7.25 per cent and the 10-year rate to 7.50 per cent.

The cuts reflect the lower cost of borrowing in the bond market, where banks finance their mortgage loans.