As an independent Mortgage Broker, my business is primarily based online. I work directly with my clients offering fast, personalized service. No waiting in line or having to book an appointment with your banker. With over a decade of experience in the Financial Industry, I have helped hundreds of people across Canada gain access to the most competitive mortgage rates and options available.

In this competitive market as a Real Estate Investor, I think it’s important to foster strong relationships with knowledgeable experienced advisors. I have built the foundations of my business on long term relationships with both my clients and business partners alike. Because my clients are important to me, I am committed to providing a “one of kind” experience.

I work with the Top Banks, Broker Exclusive lenders, Credit Unions, Finance and Trust Companies. Over the years I have built up a large portfolio of Private Investors and non-bank lenders for those who have credit challenges.

If you are in the market for a mortgage it would be a pleasure to provide you with all of your options in 10 minutes or less over the phone or by email.

Like my clients, I have roots that go deep into the community. I founded an animal support group (I have four rescue cats and a dog that I love dearly) and have been committee chair for the Humane Society. I have been a committee chair for a community multicultural organization, board member of a women’s shelter and most recently joined “100 Brokers who care”..




Tuesday, March 02, 2010

Government of Canada Takes Action to Strengthen Housing Financing

Government of Canada Takes Action to Strengthen Housing Financing:


The Honourable Jim Flaherty, Minister of Finance, today announced a number of measured steps to support the long-term stability of Canada's housing market and continue to encourage home ownership for Canadians.
'Canada's housing market is healthy, stable and supported by our country's solid economic fundamentals,' said Minister Flaherty. 'However, a key lesson of the global financial crisis is that early policy action can help prevent negative trends from developing.'
The Government will therefore adjust the rules for government-backed insured mortgages as follows:
Require that all borrowers meet the standards for a five-year fixed rate mortgage even if they choose a mortgage with a lower interest rate and shorter term. This initiative will help Canadians prepare for higher interest rates in the future.
Lower the maximum amount Canadians can withdraw in refinancing their mortgages to 90 per cent from 95 per cent of the value of their homes. This will help ensure home ownership is a more effective way to save.
Require a minimum down payment of 20 per cent for government-backed mortgage insurance on non-owner-occupied properties purchased for speculation."